According to the announcement, this crypto card is set to launch globally in Q2-2025. The card allows users to make instant crypto payments. Payments can be made directly from their MetaMask self-custody wallets.
That means no converting to fiat, no preloading, and no need to go through a centralized exchange. The crypto card makes these processes seamless and direct.
Smart Contracts Enable Instant Crypto Payments with Low Fees
The card uses smart contracts to authorize payments in under five seconds. To use it, users must hold their crypto onchain on the Linea network, an Ethereum Layer 2 solution that offers low fees and fast settlement times. For everyday users and investors alike, this could mark a major leap toward frictionless, real-world crypto use.
âThe MetaMask Card doesnât require users to pre-load funds or convert crypto into fiat before spending. Instead, a smart contract seamlessly verifies and authorizes transactions on the blockchain in less⌠https://t.co/KPeRFj47Ke pic.twitter.com/850o1drZ2N
â matthew sigel, recovering CFA (@matthew_sigel) April 28, 2025
Crypto payments have long faced roadblocks: slow transaction times, high fees, and reliance on exchanges to convert tokens into fiat. When users tap to pay, a smart contract instantly pulls funds from their wallet, verifies the payment, and completes the transactionâall without intermediaries.
Meeting Demand for Seamless Crypto Payments in the Real World
This aligns with a broader trend: more crypto holders want to use digital assets like regular money. According to a 2023 report from Visa, over 25% of consumers in developed markets said theyâd prefer to pay with crypto if it were easier to use. Thatâs exactly the problem MetaMask and partners are trying to solve.
âWeâre bringing non-custodial neobanking into the real world,â said Simon Jones, Baanxâs Chief Commercial Officer. âNo conversions, no delays, no middlemenâjust seamless, instant transactions.â
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